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Ghana cocoa farmers' survey: chocolate economics
Svatoň, Michal ; Janský, Petr (advisor) ; Průša, Jan (referee)
In this thesis I evaluate long-term productive and economic impacts of the Cocoa Abrabopa Association, a private sector initiative providing fertilizer and other agrochemicals to Ghanaian cocoa farmers on credit with a joint lia- bility. Both the productive and economic returns of the program are expected to be higher in the latter years of sustained membership in the program due to the accumulation of nutrients in the soil and the possibility of the exten- sion of the size of the loan provided by the program. Earlier work focused only on the estimation of the effect of adoption of agricultural technology but did not allow to examine possible difference in returns of a longer par- ticipation. This thesis contributes by evaluating the impacts in the 1st, the 2nd and the 3rd year of the CAA membership and their comparison. By constructing and estimating a model for the impacts of longer participation I confirm the hypothesis of higher economic returns during the 2nd and the 3rd year of participation in the CAA program. The evidence which would confirm the hypothesis of higher agronomic returns has not been found in the case of CAA. 1
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Microfinance
Pekař, Jan ; Zetek, Pavel (advisor)
The bachelor thesis parses the topic of microfinance. It provides information about the history and development of microfinance, as well as the emergence of different social attitudes and schools of thought. Also depicts the process of microfinance, from the investment decision, through the consumption of microcredit by an actual client, to final investment revenue. The thesis defines all the subjects involved in this process and describes the procedure. The analysis also refers about problems connected with microfinance, emphasizing lack of regulation and non-existing standards. The final part of the study offers possible solution of the situation, designed to lower costs of microfinance and at the same time higher it's reputation among public.
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Microfinance: Grameen bank and poverty in Bangladesh
Baxová, Lucie ; Štěpánek, Pavel (advisor) ; Halás, Vladimír (referee)
Diplomová práce se zabývá otázkou mikrofinancí v rozvojovém světě. Cílem práce je zjistit, jakou hrají mikrofinance roli v dnešním světě, jakým vývojem prošly a zda jsou mikro finanční instituce z dlouhodobého hlediska udržitelné. Dále je otázka mikrofinancí aplikovaná na bangladéšskou Grameen banku, která je považována za průkopníka mikrokreditu ve světě. Budou zkoumány principy jejího fungování, kritéria pro poskytnutí půjček a hlavní důraz bude kladen na analýzu inovativního systému Grameen II. Poslední část práce pojednává o chudobě v Bangladéši a také zkoumá, jaký tam mají mikrofinance vliv na chudé lidi.
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